Monday, July 11, 2011

Legal advice needed please! Can I charge someone with fraud for bouncing a check on me?

A friend of mine asked me to help him with one of his business costs by using my credit card to pay online, and he gave me a check for the same amount (he said that his card had been cancelled). I know it was ridiculous of me to do such a thing but I was young and naive (this was a few years ago). It was for about $250. Of course when I deposited the check, it bounced, and my account was charged a small fine for attempting to deposit this check (how crazy is it that *MY* account would be fined?) Anyway, I tried for a long time to contact him and get him to give my money back, but he became increasingly harder to reach. I wanted to take him to court, but wasn't sure how to do so since I didn't even remember his address. And pretty soon I learned he had left town for Florida (I'm in Minnesota). His roommates told me he had skipped out on his rent and left town, and just to forget about ever seeing my money again. Anyway, skip ahead a few years to now...I know $250 is not a huge amount of money but I sure could still use it back. I Googled him recently and found him--lives in Florida sure enough, and was arrested less than a month ago for Drunk and Disorderly (what a gem!) I found his court case; I am wondering if I can somehow use this information to charge him with check fraud, or to file a civil suit for the money he owes me?

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